This can cover the cost of repair to the damages to your home due to an earthquake. However, this insurance has a deductible rate of 18% to 20% of the total cost repair of the structure.
Additional Living Expenses
This coverage provides for your living expenses if your house is not legally advisable to live in, due to hazardous surroundings and damages to the building. This could cover your hotel check-ins, foods, clothes, and toiletries only.
This could cover your important personal belongings. To give an example, this covers your furniture, your clothes and you can also add your jewelry to your policy to protect them better.