This covers your legal liability to others. These include bodily injury and personal property damages you inflict on others. For further illustration, it’s your fault that your motorcycle collides with other vehicles. And connected to that, the driver of the other vehicle filed a property damage claim against you. This is your insurance policy’s obligation to cover you from the repair cost of the third party’s vehicle.
Property Damage Coverage
Collision – This covers your motorcycles cost of repair. If the damages are due to accidents that involve colliding with other vehicles. Also colliding with other objects and overturn of your vehicle.
Comprehensive – This coverage provides the cost of repair to your motorcycle if the damages are due to accidents other than collision. To give an example, damages due to vandalism, fire, theft and other named perils only.